Typically, medical insurance will only cover your girlfriend if there is an existing legal financial obligation. This means that you are either legally married or have a domestic partnership in place. However, you would need to check with your specific medical insurance provider to see if any medical coverage is available.
In the case of abortion and the abortion pill, insurance becomes a more complex legal issue. Nebraska law prohibits private or public insurance from covering abortion, unless it is to save the life of the woman.
How Can I Help My Girlfriend Find Insurance?
Whether your girlfriend is considering abortion or not, she should have medical coverage during pregnancy to help cover the costs of medical appointments, medications, or emergency visits.
If your medical coverage will not cover her, and you are not planning to get married or establish a domestic partnership any time soon, you can help her find an insurance plan by investigating the following options:
1. Nebraska Medicaid
Nebraska offers Medicaid coverage to pregnant women who meet their income requirements. You can see if your girlfriend qualifies by visiting their website.
2. Employer-Sponsored Health Insurance
If your girlfriend is employed, she may be able to enroll in health insurance through her employer. If she’s working part-time, she might need to switch to full-time to receive benefits. This will depend on her employer, but she should check to see what is available.
3. Individual Health Insurance Plan
This is likely the most expensive option because employer-sponsored health insurance plans help lower the costs for their employees. Individual health insurance plans do not have this benefit, but they are better than paying for all health insurance costs out of pocket.
You can shop around and look at different individual health insurance plans to find the one with the best coverage and rate for her financial situation.
Other Resources Available to Her
If you’re navigating an unexpected pregnancy, we can provide no-cost pregnancy services, including a pregnancy test and an ultrasound. We will also give you more information about resources available to her, and other organizations and programs in the area.
If she is considering abortion, an ultrasound will provide critical details, including how far along she is, if her pregnancy is ectopic, and if the pregnancy is viable. If an ectopic pregnancy is found, she will require another type of medical procedure to take care of this. Ensuring she has insurance coverage is an important step to protect her health and finances.
How Can She Make an Appointment?
Your girlfriend can schedule an appointment by filling out our contact form online or by calling us at (402) 704-3538.
All of our services are completely free, confidential, and do not have any insurance or income eligibility requirements. We’re simply here to serve women in Omaha and the surrounding areas.